Call reports 2001
HOMEPRIDE BANK — 2001
What HOMEPRIDE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,992,000 | 51,174,000 | 47,501,000 | 45,921,000 |
| Total loans | 38,436,000 | 37,054,000 | 35,183,000 | 33,261,000 |
| Allowance for loan losses | 707,000 | 868,000 | 908,000 | 831,000 |
| Securities available for sale | 4,690,000 | 4,829,000 | 5,989,000 | 8,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,378,000 | 46,770,000 | 43,111,000 | 41,516,000 |
| Interest-bearing deposits | 41,101,000 | 42,307,000 | 38,747,000 | 36,821,000 |
| Noninterest-bearing deposits | 4,277,000 | 4,463,000 | 4,364,000 | 4,695,000 |
| Equity capital | 4,159,000 | 4,051,000 | 4,136,000 | 4,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,129,000 | 3,100,000 | 3,992,000 |
| Interest expense | 562,000 | 1,111,000 | 1,606,000 | 2,002,000 |
| Net interest income | 526,000 | 1,018,000 | 1,494,000 | 1,990,000 |
| Noninterest income | 59,000 | 132,000 | 195,000 | 241,000 |
| Noninterest expense | 373,000 | 743,000 | 1,084,000 | 1,450,000 |
| Provision for loan losses | 23,000 | 213,000 | 403,000 | 482,000 |
| Pretax income | 189,000 | 194,000 | 202,000 | 299,000 |
| Income tax | 63,000 | 147,000 | 107,000 | 83,000 |
| Net income | 126,000 | 47,000 | 95,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,112,000 | 3,996,000 | 4,043,000 | 4,127,000 |
| Total capital | 4,563,000 | 4,399,000 | 4,446,000 | 4,511,000 |
| Risk-weighted assets | 35,816,000 | 31,801,000 | 31,715,000 | 30,253,000 |