Call reports 2001
COHOES SAVINGS BANK — 2001
What COHOES SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 702,827,000 |
| Total loans | 627,207,000 |
| Allowance for loan losses | 5,833,000 |
| Securities available for sale | 19,550,000 |
| Securities held to maturity | 27,620,000 |
| Trading assets | 0 |
| Total deposits | 508,174,000 |
| Interest-bearing deposits | 448,736,000 |
| Noninterest-bearing deposits | 59,438,000 |
| Equity capital | 104,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 13,355,000 |
| Interest expense | 6,534,000 |
| Net interest income | 6,821,000 |
| Noninterest income | 1,005,000 |
| Noninterest expense | 4,502,000 |
| Provision for loan losses | 300,000 |
| Pretax income | 3,028,000 |
| Income tax | 1,123,000 |
| Net income | 1,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 103,246,000 |
| Total capital | 109,079,000 |
| Risk-weighted assets | 505,586,000 |