Call reports 2024
BRAVERA BANK — 2024
What BRAVERA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,234,724,000 | 3,213,632,000 | 3,226,043,000 | 3,393,055,000 |
| Total loans | 2,104,161,000 | 2,199,471,000 | 2,272,289,000 | 2,324,946,000 |
| Allowance for loan losses | 25,634,000 | 25,559,000 | 26,518,000 | 27,622,000 |
| Securities available for sale | 750,096,000 | 731,048,000 | 754,276,000 | 761,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,872,775,000 | 2,855,573,000 | 2,842,737,000 | 3,014,370,000 |
| Interest-bearing deposits | 2,436,441,000 | 2,426,466,000 | 2,417,069,000 | 2,582,116,000 |
| Noninterest-bearing deposits | 436,334,000 | 429,107,000 | 425,668,000 | 432,254,000 |
| Equity capital | 285,180,000 | 282,757,000 | 307,456,000 | 300,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 37,663,000 | 76,813,000 | 117,286,000 | 159,354,000 |
| Interest expense | 16,052,000 | 33,024,000 | 50,773,000 | 68,106,000 |
| Net interest income | 21,611,000 | 43,789,000 | 66,513,000 | 91,248,000 |
| Noninterest income | 12,916,000 | 20,865,000 | 29,759,000 | 38,449,000 |
| Noninterest expense | 20,155,000 | 39,326,000 | 59,765,000 | 81,224,000 |
| Provision for loan losses | 501,000 | 1,099,000 | 2,500,000 | 4,000,000 |
| Pretax income | 13,901,000 | 24,228,000 | 34,029,000 | 44,537,000 |
| Income tax | 2,686,000 | 4,631,000 | 6,481,000 | 9,105,000 |
| Net income | 11,215,000 | 19,597,000 | 27,548,000 | 35,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,894,000 | 293,122,000 | 300,805,000 | 309,304,000 |
| Total capital | 322,538,000 | 320,690,000 | 329,346,000 | 338,940,000 |
| Risk-weighted assets | 2,494,178,000 | 2,558,449,000 | 2,639,275,000 | 2,729,745,000 |
Machine access — free, no API key
Every figure shown here about BRAVERA BANK — 2024 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.