Call reports 2022
BRAVERA BANK — 2022
What BRAVERA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,339,606,000 | 2,325,676,000 | 2,351,356,000 | 2,398,640,000 |
| Total loans | 1,349,530,000 | 1,432,178,000 | 1,488,888,000 | 1,532,940,000 |
| Allowance for loan losses | 16,766,000 | 17,401,000 | 17,321,000 | 17,695,000 |
| Securities available for sale | 735,836,000 | 707,841,000 | 677,076,000 | 679,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,131,532,000 | 2,129,856,000 | 2,097,270,000 | 2,107,854,000 |
| Interest-bearing deposits | 1,726,866,000 | 1,704,418,000 | 1,679,636,000 | 1,687,845,000 |
| Noninterest-bearing deposits | 404,667,000 | 425,438,000 | 417,634,000 | 420,009,000 |
| Equity capital | 188,499,000 | 176,195,000 | 168,490,000 | 185,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,320,000 | 36,117,000 | 56,176,000 | 78,485,000 |
| Interest expense | 1,011,000 | 1,969,000 | 3,397,000 | 6,650,000 |
| Net interest income | 16,309,000 | 34,148,000 | 52,779,000 | 71,835,000 |
| Noninterest income | 7,108,000 | 14,090,000 | 22,575,000 | 30,222,000 |
| Noninterest expense | 15,916,000 | 31,743,000 | 47,281,000 | 63,956,000 |
| Provision for loan losses | 500,000 | 900,000 | 900,000 | 1,400,000 |
| Pretax income | 6,999,000 | 15,539,000 | 27,126,000 | 36,664,000 |
| Income tax | 1,299,000 | 2,917,000 | 5,174,000 | 7,050,000 |
| Net income | 5,700,000 | 12,622,000 | 21,952,000 | 29,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,422,000 | 200,637,000 | 210,263,000 | 217,823,000 |
| Total capital | 210,192,000 | 218,042,000 | 227,587,000 | 235,521,000 |
| Risk-weighted assets | 1,681,667,000 | 1,752,310,000 | 1,817,531,000 | 1,861,308,000 |