Call reports 2021
BRAVERA BANK — 2021
What BRAVERA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,981,677,000 | 1,997,383,000 | 2,036,709,000 | 2,253,278,000 |
| Total loans | 1,251,131,000 | 1,276,249,000 | 1,272,160,000 | 1,330,535,000 |
| Allowance for loan losses | 16,201,000 | 15,912,000 | 15,833,000 | 16,168,000 |
| Securities available for sale | 521,258,000 | 533,693,000 | 561,751,000 | 689,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,771,725,000 | 1,780,908,000 | 1,816,428,000 | 2,010,304,000 |
| Interest-bearing deposits | 1,435,974,000 | 1,433,987,000 | 1,463,926,000 | 1,588,940,000 |
| Noninterest-bearing deposits | 335,751,000 | 346,921,000 | 352,501,000 | 421,364,000 |
| Equity capital | 187,153,000 | 194,724,000 | 199,805,000 | 220,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,579,000 | 36,987,000 | 53,459,000 | 72,471,000 |
| Interest expense | 1,453,000 | 2,771,000 | 4,017,000 | 5,406,000 |
| Net interest income | 18,126,000 | 34,216,000 | 49,442,000 | 67,065,000 |
| Noninterest income | 6,096,000 | 12,375,000 | 20,442,000 | 28,808,000 |
| Noninterest expense | 14,486,000 | 27,835,000 | 43,346,000 | 61,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,808,000 | 18,827,000 | 26,652,000 | 34,197,000 |
| Income tax | 1,892,000 | 3,651,000 | 5,168,000 | 7,252,000 |
| Net income | 7,916,000 | 15,176,000 | 21,484,000 | 26,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,106,000 | 167,898,000 | 173,900,000 | 197,896,000 |
| Total capital | 177,317,000 | 183,818,000 | 189,741,000 | 214,068,000 |
| Risk-weighted assets | 1,433,038,000 | 1,465,777,000 | 1,496,804,000 | 1,628,795,000 |