Call reports 2018
BRAVERA BANK — 2018
What BRAVERA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,387,451,000 | 1,375,636,000 | 1,382,575,000 | 1,426,011,000 |
| Total loans | 823,829,000 | 874,405,000 | 903,602,000 | 919,132,000 |
| Allowance for loan losses | 16,082,000 | 15,890,000 | 17,910,000 | 17,711,000 |
| Securities available for sale | 441,899,000 | 435,749,000 | 414,404,000 | 421,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,248,266,000 | 1,229,006,000 | 1,213,005,000 | 1,289,154,000 |
| Interest-bearing deposits | 995,006,000 | 972,147,000 | 955,578,000 | 1,024,471,000 |
| Noninterest-bearing deposits | 253,259,000 | 256,858,000 | 257,428,000 | 264,683,000 |
| Equity capital | 117,598,000 | 117,593,000 | 119,102,000 | 127,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,311,000 | 24,996,000 | 38,370,000 | 52,182,000 |
| Interest expense | 664,000 | 1,495,000 | 2,610,000 | 4,008,000 |
| Net interest income | 11,647,000 | 23,501,000 | 35,760,000 | 48,174,000 |
| Noninterest income | 6,016,000 | 10,396,000 | 15,432,000 | 21,069,000 |
| Noninterest expense | 10,252,000 | 20,433,000 | 30,952,000 | 42,106,000 |
| Provision for loan losses | 0 | 310,000 | 2,310,000 | 2,710,000 |
| Pretax income | 7,411,000 | 13,130,000 | 17,803,000 | 24,282,000 |
| Income tax | 1,569,000 | 2,462,000 | 3,319,000 | 4,323,000 |
| Net income | 5,842,000 | 10,668,000 | 14,484,000 | 19,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,528,000 | 119,234,000 | 122,365,000 | 127,393,000 |
| Total capital | 131,235,000 | 132,545,000 | 136,053,000 | 141,236,000 |
| Risk-weighted assets | 1,005,155,000 | 1,053,510,000 | 1,083,688,000 | 1,098,106,000 |