Call reports 2017
BRAVERA BANK — 2017
What BRAVERA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,346,774,000 | 1,372,691,000 | 1,355,551,000 | 1,353,238,000 |
| Total loans | 819,950,000 | 843,253,000 | 850,429,000 | 835,226,000 |
| Allowance for loan losses | 15,567,000 | 15,607,000 | 16,735,000 | 17,091,000 |
| Securities available for sale | 424,387,000 | 437,085,000 | 431,183,000 | 431,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,212,121,000 | 1,236,271,000 | 1,185,970,000 | 1,214,219,000 |
| Interest-bearing deposits | 961,635,000 | 954,607,000 | 943,848,000 | 964,201,000 |
| Noninterest-bearing deposits | 250,485,000 | 281,663,000 | 242,123,000 | 250,018,000 |
| Equity capital | 119,606,000 | 123,181,000 | 122,536,000 | 119,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,391,000 | 23,072,000 | 35,002,000 | 47,048,000 |
| Interest expense | 478,000 | 998,000 | 1,635,000 | 2,216,000 |
| Net interest income | 10,913,000 | 22,074,000 | 33,367,000 | 44,832,000 |
| Noninterest income | 4,228,000 | 8,305,000 | 13,268,000 | 18,453,000 |
| Noninterest expense | 10,088,000 | 20,566,000 | 31,520,000 | 41,645,000 |
| Provision for loan losses | 2,224,000 | 5,650,000 | 5,650,000 | 5,650,000 |
| Pretax income | 2,866,000 | 4,198,000 | 9,513,000 | 16,005,000 |
| Income tax | 608,000 | 463,000 | 1,853,000 | 5,349,000 |
| Net income | 2,258,000 | 3,735,000 | 7,660,000 | 10,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,576,000 | 117,211,000 | 117,225,000 | 117,144,000 |
| Total capital | 127,989,000 | 129,827,000 | 129,937,000 | 129,811,000 |
| Risk-weighted assets | 984,436,000 | 1,000,075,000 | 1,006,127,000 | 1,001,357,000 |