Call reports 2011
BRAVERA BANK — 2011
What BRAVERA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 599,070,000 | 592,443,000 | 633,020,000 | 896,529,000 |
| Total loans | 388,555,000 | 404,083,000 | 411,657,000 | 467,118,000 |
| Allowance for loan losses | 4,860,000 | 4,907,000 | 5,114,000 | 5,434,000 |
| Securities available for sale | 137,050,000 | 136,407,000 | 156,720,000 | 266,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,088,000 | 521,864,000 | 559,236,000 | 799,558,000 |
| Interest-bearing deposits | 425,779,000 | 420,590,000 | 436,828,000 | 612,269,000 |
| Noninterest-bearing deposits | 104,309,000 | 101,275,000 | 122,408,000 | 187,289,000 |
| Equity capital | 54,840,000 | 58,430,000 | 61,814,000 | 82,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,892,000 | 13,980,000 | 21,266,000 | 34,267,000 |
| Interest expense | 579,000 | 1,114,000 | 1,577,000 | 2,727,000 |
| Net interest income | 6,313,000 | 12,866,000 | 19,689,000 | 31,540,000 |
| Noninterest income | 2,866,000 | 5,706,000 | 9,182,000 | 12,832,000 |
| Noninterest expense | 6,027,000 | 11,966,000 | 18,141,000 | 28,868,000 |
| Provision for loan losses | 285,000 | 373,000 | 549,000 | -2,415,000 |
| Pretax income | 2,824,000 | 6,195,000 | 10,140,000 | 17,892,000 |
| Income tax | 950,000 | 2,116,000 | 3,474,000 | 5,713,000 |
| Net income | 1,874,000 | 4,079,000 | 6,666,000 | 12,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,902,000 | 52,304,000 | 55,096,000 | 72,170,000 |
| Total capital | 54,902,000 | 57,328,000 | 60,325,000 | 77,721,000 |
| Risk-weighted assets | 421,493,000 | 434,933,000 | 450,616,000 | 545,961,000 |