Call reports 2001
BRAVERA BANK — 2001
What BRAVERA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 158,854,000 | 162,146,000 | 174,799,000 | 177,536,000 |
| Total loans | 118,113,000 | 118,853,000 | 117,052,000 | 114,088,000 |
| Allowance for loan losses | 1,359,000 | 1,376,000 | 1,071,000 | 1,105,000 |
| Securities available for sale | 21,968,000 | 20,419,000 | 31,908,000 | 34,097,000 |
| Securities held to maturity | 2,129,000 | 1,904,000 | 1,914,000 | 1,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,579,000 | 147,472,000 | 159,553,000 | 162,323,000 |
| Interest-bearing deposits | 130,231,000 | 131,487,000 | 142,635,000 | 142,552,000 |
| Noninterest-bearing deposits | 14,348,000 | 15,985,000 | 16,918,000 | 19,771,000 |
| Equity capital | 12,603,000 | 12,869,000 | 13,466,000 | 13,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,997,000 | 5,963,000 | 8,928,000 | 11,868,000 |
| Interest expense | 1,490,000 | 2,951,000 | 4,338,000 | 5,408,000 |
| Net interest income | 1,507,000 | 3,012,000 | 4,590,000 | 6,460,000 |
| Noninterest income | 261,000 | 626,000 | 942,000 | 1,218,000 |
| Noninterest expense | 1,205,000 | 2,388,000 | 3,595,000 | 4,748,000 |
| Provision for loan losses | 330,000 | 360,000 | 390,000 | 430,000 |
| Pretax income | 236,000 | 890,000 | 1,547,000 | 2,500,000 |
| Income tax | 45,000 | 258,000 | 470,000 | 771,000 |
| Net income | 191,000 | 632,000 | 1,077,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,733,000 | 13,162,000 | 13,571,000 | 14,176,000 |
| Total capital | 14,092,000 | 14,538,000 | 14,642,000 | 15,281,000 |
| Risk-weighted assets | 114,949,000 | 116,160,000 | 115,669,000 | 113,330,000 |