Call reports 2001
PIEDMONT BANK — 2001
What PIEDMONT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 169,593,000 | 200,098,000 | 220,677,000 | 237,080,000 |
| Total loans | 130,126,000 | 139,886,000 | 150,728,000 | 158,085,000 |
| Allowance for loan losses | 1,659,000 | 1,672,000 | 1,920,000 | 1,991,000 |
| Securities available for sale | 25,312,000 | 34,186,000 | 44,056,000 | 54,715,000 |
| Securities held to maturity | 146,000 | 130,000 | 111,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,972,000 | 176,690,000 | 196,194,000 | 212,484,000 |
| Interest-bearing deposits | 126,219,000 | 158,212,000 | 174,734,000 | 186,557,000 |
| Noninterest-bearing deposits | 16,753,000 | 18,478,000 | 21,460,000 | 25,927,000 |
| Equity capital | 14,035,000 | 14,256,000 | 14,838,000 | 14,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,217,000 | 6,564,000 | 10,215,000 | 13,581,000 |
| Interest expense | 1,824,000 | 3,741,000 | 5,892,000 | 7,806,000 |
| Net interest income | 1,393,000 | 2,823,000 | 4,323,000 | 5,775,000 |
| Noninterest income | 344,000 | 777,000 | 1,129,000 | 1,711,000 |
| Noninterest expense | 1,348,000 | 2,723,000 | 4,004,000 | 5,573,000 |
| Provision for loan losses | 221,000 | 484,000 | 821,000 | 1,083,000 |
| Pretax income | 254,000 | 558,000 | 851,000 | 1,166,000 |
| Income tax | 84,000 | 184,000 | 280,000 | 383,000 |
| Net income | 170,000 | 374,000 | 571,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,774,000 | 14,027,000 | 14,224,000 | 14,442,000 |
| Total capital | 15,433,000 | 15,699,000 | 16,144,000 | 16,438,000 |
| Risk-weighted assets | 142,103,000 | 157,608,000 | 174,314,000 | 183,093,000 |