Call reports 2026
ADELPHI BANK — 2026
What ADELPHI BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 116,980,000 | 124,486,000 |
| Total loans | 93,908,000 | 98,474,000 |
| Allowance for loan losses | 1,210,000 | 1,374,000 |
| Securities available for sale | 3,946,000 | 3,931,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 96,866,000 | 104,236,000 |
| Interest-bearing deposits | 83,131,000 | 99,226,000 |
| Noninterest-bearing deposits | 13,736,000 | 5,010,000 |
| Equity capital | 18,782,000 | 18,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,848,000 | 3,760,000 |
| Interest expense | 536,000 | 1,111,000 |
| Net interest income | 1,312,000 | 2,649,000 |
| Noninterest income | 25,000 | 63,000 |
| Noninterest expense | 1,223,000 | 2,439,000 |
| Provision for loan losses | 108,000 | 272,000 |
| Pretax income | 43,000 | 74,000 |
| Income tax | 0 | 0 |
| Net income | 43,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,839,000 | 18,795,000 |