Call reports 2024
ADELPHI BANK — 2024
What ADELPHI BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 49,203,000 | 51,896,000 | 63,285,000 | 68,154,000 |
| Total loans | 24,055,000 | 31,837,000 | 38,819,000 | 51,819,000 |
| Allowance for loan losses | 432,000 | 559,000 | 657,000 | 833,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,320,000 | 30,601,000 | 42,240,000 | 47,670,000 |
| Interest-bearing deposits | 24,311,000 | 28,338,000 | 39,538,000 | 40,388,000 |
| Noninterest-bearing deposits | 4,008,000 | 2,262,000 | 2,701,000 | 7,282,000 |
| Equity capital | 20,504,000 | 20,090,000 | 19,710,000 | 19,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,564,000 | 2,551,000 | 3,633,000 |
| Interest expense | 84,000 | 202,000 | 380,000 | 623,000 |
| Net interest income | 625,000 | 1,362,000 | 2,171,000 | 3,010,000 |
| Noninterest income | 9,000 | 20,000 | 33,000 | 48,000 |
| Noninterest expense | 944,000 | 2,099,000 | 3,297,000 | 4,289,000 |
| Provision for loan losses | 75,000 | 202,000 | 300,000 | 476,000 |
| Pretax income | -385,000 | -919,000 | -1,393,000 | -1,707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -385,000 | -919,000 | -1,393,000 | -1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,504,000 | 20,090,000 | 19,710,000 | 19,460,000 |