Call reports 2023
ADELPHI BANK — 2023
What ADELPHI BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 23,195,000 | 31,673,000 | 34,827,000 | 44,549,000 |
| Total loans | 1,473,000 | 8,640,000 | 13,186,000 | 16,542,000 |
| Allowance for loan losses | 19,000 | 176,000 | 240,000 | 357,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,000 | 9,517,000 | 13,143,000 | 22,585,000 |
| Interest-bearing deposits | 345,000 | 8,910,000 | 12,631,000 | 21,846,000 |
| Noninterest-bearing deposits | 98,000 | 607,000 | 512,000 | 739,000 |
| Equity capital | 22,183,000 | 21,422,000 | 20,920,000 | 20,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 582,000 | 1,064,000 | 1,740,000 |
| Interest expense | 2,000 | 8,000 | 47,000 | 117,000 |
| Net interest income | 208,000 | 574,000 | 1,017,000 | 1,623,000 |
| Noninterest income | 825,000 | 828,000 | 834,000 | 844,000 |
| Noninterest expense | 3,333,000 | 4,306,000 | 5,395,000 | 6,116,000 |
| Provision for loan losses | 19,000 | 176,000 | 240,000 | 357,000 |
| Pretax income | -2,319,000 | -3,080,000 | -3,785,000 | -4,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,319,000 | -3,080,000 | -3,785,000 | -4,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,183,000 | 21,422,000 | 20,920,000 | 20,817,000 |