Call reports 2016
HOME STATE BANK — 2016
What HOME STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 874,195,000 | 884,455,000 |
| Total loans | 433,249,000 | 452,509,000 |
| Allowance for loan losses | 8,477,000 | 8,358,000 |
| Securities available for sale | 395,624,000 | 402,306,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 760,334,000 | 750,847,000 |
| Interest-bearing deposits | 581,894,000 | 575,986,000 |
| Noninterest-bearing deposits | 178,440,000 | 174,861,000 |
| Equity capital | 81,644,000 | 87,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 7,368,000 | 14,662,000 |
| Interest expense | 521,000 | 1,032,000 |
| Net interest income | 6,847,000 | 13,630,000 |
| Noninterest income | 1,724,000 | 4,767,000 |
| Noninterest expense | 6,148,000 | 11,416,000 |
| Provision for loan losses | 0 | -395,000 |
| Pretax income | 2,500,000 | 7,489,000 |
| Income tax | 0 | 0 |
| Net income | 2,500,000 | 7,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 75,815,000 | 79,691,000 |
| Total capital | 82,689,000 | 86,772,000 |
| Risk-weighted assets | 548,311,000 | 565,177,000 |