Call reports 2015
HOME STATE BANK — 2015
What HOME STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 837,385,000 | 860,175,000 | 862,704,000 | 877,158,000 |
| Total loans | 434,408,000 | 450,520,000 | 445,501,000 | 443,618,000 |
| Allowance for loan losses | 9,216,000 | 9,361,000 | 8,268,000 | 8,358,000 |
| Securities available for sale | 373,550,000 | 379,387,000 | 388,853,000 | 401,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,469,000 | 704,165,000 | 721,996,000 | 732,601,000 |
| Interest-bearing deposits | 537,792,000 | 537,455,000 | 545,163,000 | 555,081,000 |
| Noninterest-bearing deposits | 166,677,000 | 166,710,000 | 176,833,000 | 177,520,000 |
| Equity capital | 72,152,000 | 72,273,000 | 77,669,000 | 75,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,936,000 | 14,111,000 | 21,371,000 | 28,710,000 |
| Interest expense | 469,000 | 963,000 | 1,470,000 | 1,975,000 |
| Net interest income | 6,467,000 | 13,148,000 | 19,901,000 | 26,735,000 |
| Noninterest income | 1,642,000 | 3,312,000 | 5,165,000 | 6,848,000 |
| Noninterest expense | 5,734,000 | 11,541,000 | 17,359,000 | 23,086,000 |
| Provision for loan losses | 125,000 | 250,000 | -950,000 | -950,000 |
| Pretax income | 2,243,000 | 4,719,000 | 8,763,000 | 11,639,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,243,000 | 4,719,000 | 8,763,000 | 11,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,086,000 | 71,292,000 | 74,264,000 | 74,285,000 |
| Total capital | 75,866,000 | 77,747,000 | 81,049,000 | 81,366,000 |
| Risk-weighted assets | 540,004,000 | 555,282,000 | 541,319,000 | 565,222,000 |