Call reports 2014
HOME STATE BANK — 2014
What HOME STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 773,928,000 | 802,995,000 | 809,981,000 | 819,430,000 |
| Total loans | 419,445,000 | 436,824,000 | 434,856,000 | 429,855,000 |
| Allowance for loan losses | 8,035,000 | 8,469,000 | 8,415,000 | 8,755,000 |
| Securities available for sale | 320,246,000 | 331,599,000 | 342,517,000 | 358,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,882,000 | 664,895,000 | 676,201,000 | 687,746,000 |
| Interest-bearing deposits | 643,647,000 | 640,308,000 | 651,432,000 | 658,568,000 |
| Noninterest-bearing deposits | 16,235,000 | 24,587,000 | 24,769,000 | 29,178,000 |
| Equity capital | 66,352,000 | 67,768,000 | 68,854,000 | 69,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,346,000 | 12,944,000 | 19,808,000 | 26,664,000 |
| Interest expense | 487,000 | 979,000 | 1,469,000 | 1,964,000 |
| Net interest income | 5,859,000 | 11,965,000 | 18,339,000 | 24,700,000 |
| Noninterest income | 1,664,000 | 3,385,000 | 5,407,000 | 6,769,000 |
| Noninterest expense | 5,394,000 | 10,665,000 | 16,014,000 | 21,422,000 |
| Provision for loan losses | 251,000 | 500,000 | 751,000 | 1,000,000 |
| Pretax income | 1,878,000 | 4,185,000 | 6,964,000 | 9,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,878,000 | 4,185,000 | 6,964,000 | 9,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,028,000 | 65,900,000 | 67,616,000 | 67,633,000 |
| Total capital | 70,024,000 | 72,197,000 | 73,867,000 | 73,918,000 |
| Risk-weighted assets | 485,873,000 | 501,586,000 | 497,953,000 | 500,388,000 |