Call reports 2013
HOME STATE BANK — 2013
What HOME STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 699,380,000 | 728,664,000 | 727,441,000 | 739,503,000 |
| Total loans | 379,578,000 | 410,493,000 | 410,082,000 | 414,252,000 |
| Allowance for loan losses | 7,603,000 | 7,804,000 | 8,065,000 | 8,230,000 |
| Securities available for sale | 286,074,000 | 283,250,000 | 279,226,000 | 292,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 611,048,000 | 607,230,000 | 625,216,000 | 649,101,000 |
| Interest-bearing deposits | 491,589,000 | 480,163,000 | 491,222,000 | 500,998,000 |
| Noninterest-bearing deposits | 119,459,000 | 127,067,000 | 133,994,000 | 148,103,000 |
| Equity capital | 64,296,000 | 60,673,000 | 61,881,000 | 62,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,830,000 | 11,938,000 | 18,460,000 | 24,749,000 |
| Interest expense | 515,000 | 1,036,000 | 1,549,000 | 2,049,000 |
| Net interest income | 5,315,000 | 10,902,000 | 16,911,000 | 22,700,000 |
| Noninterest income | 2,028,000 | 3,824,000 | 5,550,000 | 6,590,000 |
| Noninterest expense | 5,300,000 | 10,456,000 | 15,450,000 | 20,749,000 |
| Provision for loan losses | 250,000 | 500,000 | 750,000 | 1,000,000 |
| Pretax income | 1,935,000 | 4,173,000 | 6,504,000 | 7,824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,935,000 | 4,173,000 | 6,504,000 | 7,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,740,000 | 60,591,000 | 62,465,000 | 62,513,000 |
| Total capital | 64,104,000 | 66,369,000 | 68,250,000 | 68,386,000 |
| Risk-weighted assets | 426,919,000 | 460,243,000 | 460,520,000 | 467,493,000 |