Call reports 2012
HOME STATE BANK — 2012
What HOME STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 616,117,000 | 627,840,000 | 647,723,000 | 677,521,000 |
| Total loans | 330,903,000 | 334,752,000 | 346,849,000 | 363,029,000 |
| Allowance for loan losses | 8,371,000 | 7,797,000 | 7,742,000 | 7,468,000 |
| Securities available for sale | 251,022,000 | 257,915,000 | 263,819,000 | 270,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,793,000 | 550,064,000 | 569,188,000 | 595,369,000 |
| Interest-bearing deposits | 443,053,000 | 445,620,000 | 455,815,000 | 477,765,000 |
| Noninterest-bearing deposits | 98,740,000 | 104,444,000 | 113,373,000 | 117,604,000 |
| Equity capital | 57,137,000 | 59,899,000 | 63,202,000 | 62,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,839,000 | 11,716,000 | 17,587,000 | 23,387,000 |
| Interest expense | 663,000 | 1,280,000 | 1,834,000 | 2,379,000 |
| Net interest income | 5,176,000 | 10,436,000 | 15,753,000 | 21,008,000 |
| Noninterest income | 1,221,000 | 2,419,000 | 4,135,000 | 5,344,000 |
| Noninterest expense | 4,919,000 | 9,712,000 | 14,378,000 | 19,328,000 |
| Provision for loan losses | 279,000 | 279,000 | 279,000 | 529,000 |
| Pretax income | 1,199,000 | 2,866,000 | 5,233,000 | 6,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,199,000 | 2,866,000 | 5,233,000 | 6,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,519,000 | 54,239,000 | 56,658,000 | 56,752,000 |
| Total capital | 57,258,000 | 59,038,000 | 61,602,000 | 61,926,000 |
| Risk-weighted assets | 375,499,000 | 380,914,000 | 392,760,000 | 411,612,000 |