Call reports 2011
HOME STATE BANK — 2011
What HOME STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 568,627,000 | 580,519,000 | 590,090,000 | 599,068,000 |
| Total loans | 331,063,000 | 337,964,000 | 344,502,000 | 322,722,000 |
| Allowance for loan losses | 7,584,000 | 8,290,000 | 8,905,000 | 8,539,000 |
| Securities available for sale | 198,827,000 | 198,353,000 | 212,457,000 | 244,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,810,000 | 506,124,000 | 512,839,000 | 525,306,000 |
| Interest-bearing deposits | 405,943,000 | 413,902,000 | 417,595,000 | 428,993,000 |
| Noninterest-bearing deposits | 87,867,000 | 92,222,000 | 95,244,000 | 96,313,000 |
| Equity capital | 52,935,000 | 54,244,000 | 56,418,000 | 56,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,716,000 | 11,450,000 | 17,457,000 | 23,339,000 |
| Interest expense | 859,000 | 1,693,000 | 2,494,000 | 3,210,000 |
| Net interest income | 4,857,000 | 9,757,000 | 14,963,000 | 20,129,000 |
| Noninterest income | 782,000 | 1,243,000 | 2,482,000 | 3,375,000 |
| Noninterest expense | 4,824,000 | 9,443,000 | 14,114,000 | 18,813,000 |
| Provision for loan losses | 1,146,000 | 1,946,000 | 3,446,000 | 4,546,000 |
| Pretax income | 135,000 | 524,000 | 873,000 | 1,133,000 |
| Income tax | 21,000 | 21,000 | 25,000 | 22,000 |
| Net income | 114,000 | 503,000 | 848,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,112,000 | 50,520,000 | 50,934,000 | 51,267,000 |
| Total capital | 54,820,000 | 55,270,000 | 55,735,000 | 55,891,000 |
| Risk-weighted assets | 373,764,000 | 376,434,000 | 383,343,000 | 366,419,000 |