Call reports 2010
HOME STATE BANK — 2010
What HOME STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 543,757,000 | 545,258,000 | 553,251,000 | 565,671,000 |
| Total loans | 359,090,000 | 341,568,000 | 340,127,000 | 338,067,000 |
| Allowance for loan losses | 7,289,000 | 8,352,000 | 8,844,000 | 8,540,000 |
| Securities available for sale | 133,423,000 | 145,419,000 | 166,838,000 | 187,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,658,000 | 475,100,000 | 479,962,000 | 492,711,000 |
| Interest-bearing deposits | 398,447,000 | 391,008,000 | 398,144,000 | 408,468,000 |
| Noninterest-bearing deposits | 76,211,000 | 84,092,000 | 81,818,000 | 84,243,000 |
| Equity capital | 50,307,000 | 50,636,000 | 54,267,000 | 52,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,146,000 | 12,170,000 | 18,090,000 | 23,996,000 |
| Interest expense | 1,303,000 | 2,454,000 | 3,526,000 | 4,491,000 |
| Net interest income | 4,843,000 | 9,716,000 | 14,564,000 | 19,505,000 |
| Noninterest income | 1,308,000 | 2,474,000 | 3,550,000 | 4,577,000 |
| Noninterest expense | 4,373,000 | 8,848,000 | 13,405,000 | 17,796,000 |
| Provision for loan losses | 1,200,000 | 2,350,000 | 3,450,000 | 5,307,000 |
| Pretax income | 578,000 | 1,325,000 | 1,592,000 | 1,834,000 |
| Income tax | 0 | 20,000 | 20,000 | 24,000 |
| Net income | 578,000 | 1,305,000 | 1,572,000 | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,841,000 | 47,582,000 | 49,962,000 | 49,976,000 |
| Total capital | 51,609,000 | 52,166,000 | 54,604,000 | 54,707,000 |
| Risk-weighted assets | 381,847,000 | 366,710,000 | 367,184,000 | 374,710,000 |