Call reports 2001
HOME STATE BANK — 2001
What HOME STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 185,160,000 | 194,108,000 | 209,369,000 | 220,654,000 |
| Total loans | 144,046,000 | 143,505,000 | 158,796,000 | 155,074,000 |
| Allowance for loan losses | 1,976,000 | 2,177,000 | 2,301,000 | 2,731,000 |
| Securities available for sale | 15,661,000 | 20,362,000 | 32,928,000 | 41,289,000 |
| Securities held to maturity | 3,580,000 | 4,080,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,886,000 | 177,749,000 | 191,927,000 | 202,779,000 |
| Interest-bearing deposits | 136,988,000 | 146,521,000 | 154,852,000 | 161,577,000 |
| Noninterest-bearing deposits | 31,898,000 | 31,228,000 | 37,075,000 | 41,202,000 |
| Equity capital | 15,295,000 | 15,841,000 | 16,756,000 | 17,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,752,000 | 7,518,000 | 11,391,000 | 15,104,000 |
| Interest expense | 1,602,000 | 3,148,000 | 4,622,000 | 5,827,000 |
| Net interest income | 2,150,000 | 4,370,000 | 6,769,000 | 9,277,000 |
| Noninterest income | 461,000 | 986,000 | 1,477,000 | 1,973,000 |
| Noninterest expense | 1,610,000 | 3,345,000 | 5,073,000 | 7,026,000 |
| Provision for loan losses | 175,000 | 350,000 | 475,000 | 475,000 |
| Pretax income | 826,000 | 1,661,000 | 2,698,000 | 3,749,000 |
| Income tax | 288,000 | 577,000 | 965,000 | 1,341,000 |
| Net income | 538,000 | 1,084,000 | 1,733,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,250,000 | 15,764,000 | 16,381,000 | 17,024,000 |
| Total capital | 17,000,000 | 17,821,000 | 18,562,000 | 19,299,000 |
| Risk-weighted assets | 139,730,000 | 164,459,000 | 174,349,000 | 181,556,000 |