Call reports 2016
GLENNVILLE BANK — 2016
What GLENNVILLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,531,000 | 218,591,000 | 225,519,000 | 223,448,000 |
| Total loans | 135,471,000 | 140,265,000 | 141,196,000 | 140,091,000 |
| Allowance for loan losses | 3,300,000 | 3,185,000 | 3,258,000 | 3,166,000 |
| Securities available for sale | 50,040,000 | 50,187,000 | 49,091,000 | 50,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,673,000 | 192,341,000 | 198,467,000 | 197,907,000 |
| Interest-bearing deposits | 155,456,000 | 160,031,000 | 162,894,000 | 162,731,000 |
| Noninterest-bearing deposits | 33,218,000 | 32,310,000 | 35,573,000 | 35,175,000 |
| Equity capital | 25,121,000 | 25,572,000 | 26,292,000 | 24,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,880,000 | 7,399,000 | 9,907,000 |
| Interest expense | 199,000 | 420,000 | 657,000 | 911,000 |
| Net interest income | 2,224,000 | 4,460,000 | 6,742,000 | 8,996,000 |
| Noninterest income | 302,000 | 648,000 | 1,167,000 | 1,528,000 |
| Noninterest expense | 1,583,000 | 3,217,000 | 4,910,000 | 6,597,000 |
| Provision for loan losses | 40,000 | 40,000 | 100,000 | 290,000 |
| Pretax income | 961,000 | 1,966,000 | 3,047,000 | 3,792,000 |
| Income tax | 283,000 | 548,000 | 860,000 | 1,048,000 |
| Net income | 678,000 | 1,418,000 | 2,187,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,077,000 | 24,497,000 | 25,266,000 | 24,864,000 |
| Total capital | 25,924,000 | 26,396,000 | 27,198,000 | 26,787,000 |
| Risk-weighted assets | 146,285,000 | 150,597,000 | 153,223,000 | 152,585,000 |