Call reports 2015
GLENNVILLE BANK — 2015
What GLENNVILLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 210,157,000 | 209,359,000 | 209,805,000 | 212,034,000 |
| Total loans | 124,522,000 | 126,863,000 | 128,421,000 | 132,357,000 |
| Allowance for loan losses | 3,339,000 | 3,395,000 | 3,087,000 | 3,246,000 |
| Securities available for sale | 53,947,000 | 54,493,000 | 53,901,000 | 53,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,725,000 | 185,326,000 | 184,820,000 | 187,378,000 |
| Interest-bearing deposits | 155,409,000 | 152,673,000 | 151,195,000 | 153,128,000 |
| Noninterest-bearing deposits | 30,316,000 | 32,653,000 | 33,625,000 | 34,250,000 |
| Equity capital | 23,709,000 | 23,331,000 | 24,205,000 | 24,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,389,000 | 4,791,000 | 7,158,000 | 9,619,000 |
| Interest expense | 186,000 | 373,000 | 559,000 | 746,000 |
| Net interest income | 2,203,000 | 4,418,000 | 6,599,000 | 8,873,000 |
| Noninterest income | 340,000 | 648,000 | 957,000 | 1,241,000 |
| Noninterest expense | 1,350,000 | 2,754,000 | 4,260,000 | 5,856,000 |
| Provision for loan losses | 161,000 | 221,000 | 491,000 | 684,000 |
| Pretax income | 1,032,000 | 2,069,000 | 2,783,000 | 3,543,000 |
| Income tax | 301,000 | 600,000 | 737,000 | 985,000 |
| Net income | 731,000 | 1,469,000 | 2,046,000 | 2,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,765,000 | 22,902,000 | 23,484,000 | 23,395,000 |
| Total capital | 24,527,000 | 24,664,000 | 25,251,000 | 25,175,000 |
| Risk-weighted assets | 139,356,000 | 139,355,000 | 140,067,000 | 140,968,000 |