Call reports 2014
GLENNVILLE BANK — 2014
What GLENNVILLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 208,671,000 | 209,423,000 | 209,514,000 | 210,161,000 |
| Total loans | 121,634,000 | 122,952,000 | 123,210,000 | 124,081,000 |
| Allowance for loan losses | 2,575,000 | 2,770,000 | 2,989,000 | 3,305,000 |
| Securities available for sale | 52,357,000 | 53,938,000 | 53,285,000 | 53,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,110,000 | 184,907,000 | 186,602,000 | 187,085,000 |
| Interest-bearing deposits | 158,143,000 | 156,223,000 | 154,821,000 | 152,936,000 |
| Noninterest-bearing deposits | 26,967,000 | 28,684,000 | 31,781,000 | 34,149,000 |
| Equity capital | 22,647,000 | 23,694,000 | 21,940,000 | 22,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,713,000 | 7,017,000 | 9,359,000 |
| Interest expense | 216,000 | 418,000 | 615,000 | 806,000 |
| Net interest income | 2,053,000 | 4,295,000 | 6,402,000 | 8,553,000 |
| Noninterest income | 354,000 | 733,000 | 1,080,000 | 1,400,000 |
| Noninterest expense | 1,339,000 | 2,718,000 | 4,112,000 | 5,533,000 |
| Provision for loan losses | 160,000 | 350,000 | 550,000 | 885,000 |
| Pretax income | 908,000 | 1,956,000 | 2,859,000 | 3,585,000 |
| Income tax | 285,000 | 590,000 | 910,000 | 1,160,000 |
| Net income | 623,000 | 1,366,000 | 1,949,000 | 2,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,656,000 | 23,411,000 | 21,506,000 | 21,994,000 |
| Total capital | 24,322,000 | 25,109,000 | 23,217,000 | 23,708,000 |
| Risk-weighted assets | 132,405,000 | 134,778,000 | 135,573,000 | 135,548,000 |