Call reports 2013
GLENNVILLE BANK — 2013
What GLENNVILLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 208,646,000 | 209,781,000 | 204,747,000 | 204,417,000 |
| Total loans | 114,056,000 | 117,369,000 | 119,011,000 | 120,553,000 |
| Allowance for loan losses | 2,491,000 | 2,537,000 | 2,605,000 | 2,499,000 |
| Securities available for sale | 49,905,000 | 51,551,000 | 51,792,000 | 52,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,443,000 | 187,291,000 | 181,836,000 | 181,928,000 |
| Interest-bearing deposits | 160,010,000 | 159,756,000 | 153,054,000 | 153,031,000 |
| Noninterest-bearing deposits | 25,433,000 | 27,535,000 | 28,782,000 | 28,897,000 |
| Equity capital | 22,200,000 | 21,472,000 | 21,769,000 | 21,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,502,000 | 6,824,000 | 9,150,000 |
| Interest expense | 300,000 | 590,000 | 851,000 | 1,094,000 |
| Net interest income | 1,983,000 | 3,912,000 | 5,973,000 | 8,056,000 |
| Noninterest income | 341,000 | 677,000 | 807,000 | 1,170,000 |
| Noninterest expense | 1,373,000 | 2,789,000 | 4,094,000 | 5,718,000 |
| Provision for loan losses | 110,000 | 170,000 | 230,000 | 270,000 |
| Pretax income | 843,000 | 1,632,000 | 2,458,000 | 3,240,000 |
| Income tax | 260,000 | 505,000 | 800,000 | 966,000 |
| Net income | 583,000 | 1,127,000 | 1,658,000 | 2,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,153,000 | 21,423,000 | 21,966,000 | 22,021,000 |
| Total capital | 22,668,000 | 22,973,000 | 23,589,000 | 23,683,000 |
| Risk-weighted assets | 120,213,000 | 123,039,000 | 128,867,000 | 132,128,000 |