Call reports 2009
GLENNVILLE BANK — 2009
What GLENNVILLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 134,543,000 | 134,589,000 | 131,906,000 | 131,923,000 |
| Total loans | 92,627,000 | 93,740,000 | 92,991,000 | 92,616,000 |
| Allowance for loan losses | 1,386,000 | 1,444,000 | 1,487,000 | 1,493,000 |
| Securities available for sale | 23,316,000 | 19,987,000 | 26,314,000 | 25,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,877,000 | 115,151,000 | 111,851,000 | 113,275,000 |
| Interest-bearing deposits | 102,928,000 | 104,755,000 | 101,634,000 | 102,965,000 |
| Noninterest-bearing deposits | 10,950,000 | 10,396,000 | 10,218,000 | 10,309,000 |
| Equity capital | 12,342,000 | 12,172,000 | 12,818,000 | 12,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 3,867,000 | 5,718,000 | 7,589,000 |
| Interest expense | 782,000 | 1,549,000 | 2,260,000 | 2,890,000 |
| Net interest income | 1,184,000 | 2,318,000 | 3,458,000 | 4,699,000 |
| Noninterest income | 223,000 | 479,000 | 742,000 | 992,000 |
| Noninterest expense | 822,000 | 1,684,000 | 2,511,000 | 3,329,000 |
| Provision for loan losses | 40,000 | 80,000 | 120,000 | 260,000 |
| Pretax income | 534,000 | 159,000 | 710,000 | 1,243,000 |
| Income tax | 171,000 | 46,000 | 230,000 | 410,000 |
| Net income | 363,000 | 113,000 | 480,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,812,000 | 12,364,000 | 12,730,000 | 12,685,000 |
| Total capital | 14,009,000 | 13,555,000 | 13,899,000 | 13,849,000 |
| Risk-weighted assets | 95,591,000 | 94,989,000 | 93,225,000 | 92,798,000 |