Call reports 2008
GLENNVILLE BANK — 2008
What GLENNVILLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 127,514,000 | 131,071,000 | 130,500,000 | 132,500,000 |
| Total loans | 84,512,000 | 90,502,000 | 90,469,000 | 92,299,000 |
| Allowance for loan losses | 1,755,000 | 1,719,000 | 1,720,000 | 1,709,000 |
| Securities available for sale | 31,611,000 | 28,471,000 | 28,423,000 | 26,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,656,000 | 110,492,000 | 109,783,000 | 110,835,000 |
| Interest-bearing deposits | 97,831,000 | 99,617,000 | 99,728,000 | 99,777,000 |
| Noninterest-bearing deposits | 10,825,000 | 10,875,000 | 10,055,000 | 11,058,000 |
| Equity capital | 12,134,000 | 12,000,000 | 12,281,000 | 12,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,226,000 | 4,384,000 | 6,465,000 | 8,496,000 |
| Interest expense | 1,089,000 | 2,066,000 | 2,969,000 | 3,844,000 |
| Net interest income | 1,137,000 | 2,318,000 | 3,496,000 | 4,652,000 |
| Noninterest income | 297,000 | 535,000 | 781,000 | 1,022,000 |
| Noninterest expense | 773,000 | 1,589,000 | 2,383,000 | 3,167,000 |
| Provision for loan losses | 0 | 2,000 | 17,000 | 157,000 |
| Pretax income | 668,000 | 1,271,000 | 1,864,000 | 2,355,000 |
| Income tax | 207,000 | 400,000 | 583,000 | 764,000 |
| Net income | 461,000 | 871,000 | 1,281,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,097,000 | 12,314,000 | 12,531,000 | 12,648,000 |
| Total capital | 13,222,000 | 13,525,000 | 13,734,000 | 13,858,000 |
| Risk-weighted assets | 89,408,000 | 96,392,000 | 95,750,000 | 96,328,000 |