Call reports 2007
GLENNVILLE BANK — 2007
What GLENNVILLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 125,764,000 | 123,627,000 | 125,644,000 | 130,555,000 |
| Total loans | 76,406,000 | 77,120,000 | 77,717,000 | 81,709,000 |
| Allowance for loan losses | 1,703,000 | 1,713,000 | 1,688,000 | 1,745,000 |
| Securities available for sale | 32,253,000 | 31,568,000 | 32,302,000 | 32,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,627,000 | 107,697,000 | 109,976,000 | 114,454,000 |
| Interest-bearing deposits | 98,492,000 | 97,821,000 | 99,329,000 | 97,011,000 |
| Noninterest-bearing deposits | 11,135,000 | 9,876,000 | 10,646,000 | 17,444,000 |
| Equity capital | 11,205,000 | 10,941,000 | 11,474,000 | 11,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,150,000 | 4,356,000 | 6,624,000 | 8,953,000 |
| Interest expense | 1,058,000 | 2,204,000 | 3,378,000 | 4,522,000 |
| Net interest income | 1,092,000 | 2,152,000 | 3,246,000 | 4,431,000 |
| Noninterest income | 208,000 | 428,000 | 659,000 | 905,000 |
| Noninterest expense | 728,000 | 1,475,000 | 2,228,000 | 3,040,000 |
| Provision for loan losses | 2,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 574,000 | 1,102,000 | 1,674,000 | 2,253,000 |
| Income tax | 191,000 | 351,000 | 548,000 | 706,000 |
| Net income | 383,000 | 751,000 | 1,126,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,403,000 | 11,403,000 | 11,593,000 | 11,830,000 |
| Total capital | 12,436,000 | 12,448,000 | 12,635,000 | 12,944,000 |
| Risk-weighted assets | 82,005,000 | 82,914,000 | 82,710,000 | 88,493,000 |