Call reports 2006
GLENNVILLE BANK — 2006
What GLENNVILLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 118,054,000 | 117,925,000 | 117,734,000 | 124,508,000 |
| Total loans | 68,179,000 | 70,645,000 | 70,783,000 | 73,042,000 |
| Allowance for loan losses | 1,571,000 | 1,566,000 | 1,599,000 | 1,689,000 |
| Securities available for sale | 34,293,000 | 33,458,000 | 33,377,000 | 32,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,098,000 | 102,454,000 | 101,553,000 | 108,400,000 |
| Interest-bearing deposits | 92,557,000 | 93,042,000 | 92,241,000 | 92,469,000 |
| Noninterest-bearing deposits | 9,541,000 | 9,412,000 | 9,312,000 | 15,931,000 |
| Equity capital | 10,165,000 | 10,313,000 | 10,872,000 | 10,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,776,000 | 3,722,000 | 5,747,000 | 7,814,000 |
| Interest expense | 772,000 | 1,633,000 | 2,564,000 | 3,597,000 |
| Net interest income | 1,004,000 | 2,089,000 | 3,183,000 | 4,217,000 |
| Noninterest income | 203,000 | 426,000 | 659,000 | 871,000 |
| Noninterest expense | 719,000 | 1,451,000 | 2,211,000 | 2,826,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 100,000 |
| Pretax income | 481,000 | 1,050,000 | 1,610,000 | 2,165,000 |
| Income tax | 162,000 | 350,000 | 540,000 | 689,000 |
| Net income | 319,000 | 700,000 | 1,070,000 | 1,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,588,000 | 10,872,000 | 11,241,000 | 11,020,000 |
| Total capital | 11,535,000 | 11,835,000 | 12,217,000 | 12,022,000 |
| Risk-weighted assets | 75,113,000 | 76,408,000 | 77,459,000 | 79,502,000 |