Call reports 2005
GLENNVILLE BANK — 2005
What GLENNVILLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 110,972,000 | 110,782,000 | 108,166,000 | 112,342,000 |
| Total loans | 64,163,000 | 65,347,000 | 64,829,000 | 64,407,000 |
| Allowance for loan losses | 1,575,000 | 1,536,000 | 1,544,000 | 1,530,000 |
| Securities available for sale | 33,516,000 | 34,983,000 | 33,652,000 | 33,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,378,000 | 91,985,000 | 92,438,000 | 96,842,000 |
| Interest-bearing deposits | 84,674,000 | 83,460,000 | 83,456,000 | 85,780,000 |
| Noninterest-bearing deposits | 7,704,000 | 8,525,000 | 8,983,000 | 11,062,000 |
| Equity capital | 12,969,000 | 13,314,000 | 10,143,000 | 9,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,097,000 | 4,719,000 | 6,430,000 |
| Interest expense | 461,000 | 958,000 | 1,527,000 | 2,176,000 |
| Net interest income | 1,057,000 | 2,139,000 | 3,192,000 | 4,254,000 |
| Noninterest income | 258,000 | 480,000 | 713,000 | 940,000 |
| Noninterest expense | 716,000 | 1,505,000 | 2,266,000 | 2,976,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 595,000 | 1,100,000 | 1,617,000 | 2,182,000 |
| Income tax | 202,000 | 375,000 | 535,000 | 725,000 |
| Net income | 393,000 | 725,000 | 1,082,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,193,000 | 13,426,000 | 10,311,000 | 10,269,000 |
| Total capital | 14,071,000 | 14,316,000 | 11,200,000 | 11,169,000 |
| Risk-weighted assets | 69,541,000 | 70,527,000 | 70,495,000 | 71,383,000 |