Call reports 2004
GLENNVILLE BANK — 2004
What GLENNVILLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 107,375,000 | 108,382,000 | 108,168,000 | 108,388,000 |
| Total loans | 59,796,000 | 61,483,000 | 62,971,000 | 63,690,000 |
| Allowance for loan losses | 1,493,000 | 1,495,000 | 1,528,000 | 1,541,000 |
| Securities available for sale | 35,758,000 | 35,162,000 | 34,605,000 | 33,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,094,000 | 90,690,000 | 90,260,000 | 90,003,000 |
| Interest-bearing deposits | 82,107,000 | 83,481,000 | 82,123,000 | 82,477,000 |
| Noninterest-bearing deposits | 6,987,000 | 7,209,000 | 8,137,000 | 7,526,000 |
| Equity capital | 12,952,000 | 12,446,000 | 12,568,000 | 12,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,857,000 | 4,345,000 | 5,871,000 |
| Interest expense | 406,000 | 817,000 | 1,235,000 | 1,668,000 |
| Net interest income | 1,016,000 | 2,040,000 | 3,110,000 | 4,203,000 |
| Noninterest income | 216,000 | 445,000 | 687,000 | 915,000 |
| Noninterest expense | 700,000 | 1,407,000 | 2,104,000 | 3,040,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 533,000 | 1,065,000 | 1,668,000 | 2,039,000 |
| Income tax | 189,000 | 380,000 | 602,000 | 665,000 |
| Net income | 344,000 | 685,000 | 1,066,000 | 1,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,632,000 | 12,875,000 | 12,491,000 | 12,799,000 |
| Total capital | 13,482,000 | 13,758,000 | 13,361,000 | 13,675,000 |
| Risk-weighted assets | 67,379,000 | 70,065,000 | 68,974,000 | 69,442,000 |