Call reports 2003
GLENNVILLE BANK — 2003
What GLENNVILLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 102,462,000 | 106,561,000 | 105,922,000 | 105,376,000 |
| Total loans | 60,305,000 | 59,789,000 | 59,183,000 | 58,574,000 |
| Allowance for loan losses | 1,341,000 | 1,310,000 | 1,348,000 | 1,457,000 |
| Securities available for sale | 31,353,000 | 34,345,000 | 34,807,000 | 34,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,041,000 | 90,509,000 | 89,878,000 | 89,762,000 |
| Interest-bearing deposits | 82,801,000 | 83,422,000 | 82,542,000 | 80,715,000 |
| Noninterest-bearing deposits | 6,240,000 | 7,087,000 | 7,336,000 | 9,047,000 |
| Equity capital | 12,274,000 | 12,525,000 | 12,512,000 | 12,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,047,000 | 4,565,000 | 6,017,000 |
| Interest expense | 559,000 | 1,096,000 | 1,581,000 | 2,019,000 |
| Net interest income | 984,000 | 1,951,000 | 2,984,000 | 3,998,000 |
| Noninterest income | 191,000 | 439,000 | 637,000 | 854,000 |
| Noninterest expense | 678,000 | 1,375,000 | 2,035,000 | 2,748,000 |
| Provision for loan losses | 60,000 | 105,000 | 120,000 | 265,000 |
| Pretax income | 486,000 | 1,016,000 | 1,572,000 | 1,946,000 |
| Income tax | 183,000 | 376,000 | 581,000 | 660,000 |
| Net income | 303,000 | 640,000 | 991,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,822,000 | 12,061,000 | 12,412,000 | 12,287,000 |
| Total capital | 12,632,000 | 12,853,000 | 13,238,000 | 13,103,000 |
| Risk-weighted assets | 64,249,000 | 62,837,000 | 65,546,000 | 64,672,000 |