Call reports 2002
GLENNVILLE BANK — 2002
What GLENNVILLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,407,000 | 97,478,000 | 99,177,000 | 100,738,000 |
| Total loans | 58,479,000 | 58,942,000 | 59,102,000 | 59,484,000 |
| Allowance for loan losses | 965,000 | 1,049,000 | 1,063,000 | 1,195,000 |
| Securities available for sale | 30,475,000 | 27,356,000 | 28,868,000 | 31,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,969,000 | 84,512,000 | 85,653,000 | 87,767,000 |
| Interest-bearing deposits | 78,930,000 | 78,622,000 | 79,470,000 | 80,093,000 |
| Noninterest-bearing deposits | 7,039,000 | 5,890,000 | 6,183,000 | 7,674,000 |
| Equity capital | 11,105,000 | 11,611,000 | 12,135,000 | 11,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,347,000 | 4,960,000 | 6,611,000 |
| Interest expense | 744,000 | 1,418,000 | 2,059,000 | 2,659,000 |
| Net interest income | 967,000 | 1,929,000 | 2,901,000 | 3,952,000 |
| Noninterest income | 235,000 | 445,000 | 651,000 | 865,000 |
| Noninterest expense | 682,000 | 1,341,000 | 1,993,000 | 2,695,000 |
| Provision for loan losses | 30,000 | 95,000 | 140,000 | 290,000 |
| Pretax income | 490,000 | 980,000 | 1,461,000 | 1,874,000 |
| Income tax | 161,000 | 335,000 | 499,000 | 663,000 |
| Net income | 329,000 | 645,000 | 962,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,132,000 | 11,350,000 | 11,667,000 | 11,518,000 |
| Total capital | 11,915,000 | 12,135,000 | 12,461,000 | 12,320,000 |
| Risk-weighted assets | 62,463,000 | 62,571,000 | 63,216,000 | 63,792,000 |