Call reports 2001
BELLS BANKING COMPANY — 2001
What BELLS BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,641,000 | 29,781,000 | 30,801,000 | 30,919,000 |
| Total loans | 13,902,000 | 14,809,000 | 14,978,000 | 13,760,000 |
| Allowance for loan losses | 166,000 | 157,000 | 153,000 | 154,000 |
| Securities available for sale | 6,566,000 | 5,566,000 | 6,790,000 | 10,124,000 |
| Securities held to maturity | 2,408,000 | 2,349,000 | 1,789,000 | 1,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,198,000 | 25,296,000 | 26,185,000 | 26,366,000 |
| Interest-bearing deposits | 23,031,000 | 23,102,000 | 23,918,000 | 23,607,000 |
| Noninterest-bearing deposits | 2,167,000 | 2,194,000 | 2,267,000 | 2,759,000 |
| Equity capital | 3,827,000 | 3,891,000 | 4,026,000 | 4,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,084,000 | 1,655,000 | 2,166,000 |
| Interest expense | 306,000 | 596,000 | 864,000 | 1,084,000 |
| Net interest income | 245,000 | 488,000 | 791,000 | 1,082,000 |
| Noninterest income | 30,000 | 58,000 | 45,000 | 58,000 |
| Noninterest expense | 201,000 | 400,000 | 604,000 | 796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 150,000 | 236,000 | 348,000 |
| Income tax | 12,000 | 23,000 | 43,000 | 85,000 |
| Net income | 64,000 | 127,000 | 193,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,793,000 | 3,856,000 | 3,930,000 | 3,994,000 |
| Total capital | 3,959,000 | 4,013,000 | 4,083,000 | 4,148,000 |
| Risk-weighted assets | 16,756,000 | 16,676,000 | 16,683,000 | 16,317,000 |