Call reports 2002
FIRSTSERVICE BANK — 2002
What FIRSTSERVICE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 354,753,000 | 399,605,000 | 382,533,000 | 399,619,000 |
| Total loans | 205,396,000 | 209,410,000 | 218,330,000 | 224,734,000 |
| Allowance for loan losses | 2,851,000 | 3,015,000 | 3,173,000 | 3,331,000 |
| Securities available for sale | 89,268,000 | 105,583,000 | 109,247,000 | 116,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,871,000 | 271,001,000 | 256,188,000 | 291,741,000 |
| Interest-bearing deposits | 184,529,000 | 204,363,000 | 193,696,000 | 231,812,000 |
| Noninterest-bearing deposits | 58,342,000 | 66,638,000 | 62,492,000 | 59,929,000 |
| Equity capital | 26,718,000 | 28,424,000 | 31,018,000 | 31,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,058,000 | 10,065,000 | 15,314,000 | 20,626,000 |
| Interest expense | 1,573,000 | 3,107,000 | 4,755,000 | 6,382,000 |
| Net interest income | 3,485,000 | 6,958,000 | 10,559,000 | 14,244,000 |
| Noninterest income | 1,045,000 | 2,225,000 | 3,391,000 | 4,606,000 |
| Noninterest expense | 3,350,000 | 6,690,000 | 10,156,000 | 13,674,000 |
| Provision for loan losses | 208,000 | 365,000 | 523,000 | 654,000 |
| Pretax income | 985,000 | 2,162,000 | 3,390,000 | 4,662,000 |
| Income tax | 250,000 | 518,000 | 802,000 | 1,122,000 |
| Net income | 735,000 | 1,644,000 | 2,588,000 | 3,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,702,000 | 22,839,000 | 24,509,000 | 24,910,000 |
| Total capital | 24,553,000 | 25,854,000 | 27,682,000 | 28,192,000 |
| Risk-weighted assets | 240,096,000 | 247,078,000 | 253,851,000 | 260,663,000 |