Call reports 2001
FIRSTSERVICE BANK — 2001
What FIRSTSERVICE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 303,256,000 | 348,438,000 | 354,027,000 | 344,188,000 |
| Total loans | 173,728,000 | 182,711,000 | 191,788,000 | 198,482,000 |
| Allowance for loan losses | 2,127,000 | 2,336,000 | 2,487,000 | 2,614,000 |
| Securities available for sale | 95,642,000 | 115,246,000 | 113,991,000 | 101,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,013,000 | 220,359,000 | 223,808,000 | 231,793,000 |
| Interest-bearing deposits | 136,937,000 | 163,663,000 | 165,929,000 | 173,315,000 |
| Noninterest-bearing deposits | 51,076,000 | 56,696,000 | 57,879,000 | 58,478,000 |
| Equity capital | 23,743,000 | 24,035,000 | 25,510,000 | 25,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,091,000 | 10,542,000 | 16,078,000 | 21,363,000 |
| Interest expense | 2,523,000 | 5,151,000 | 7,621,000 | 9,555,000 |
| Net interest income | 2,568,000 | 5,391,000 | 8,457,000 | 11,808,000 |
| Noninterest income | 349,000 | 746,000 | 1,531,000 | 2,427,000 |
| Noninterest expense | 2,147,000 | 4,436,000 | 7,276,000 | 10,405,000 |
| Provision for loan losses | 188,000 | 395,000 | 593,000 | 846,000 |
| Pretax income | 597,000 | 1,324,000 | 2,148,000 | 3,015,000 |
| Income tax | 169,000 | 359,000 | 610,000 | 787,000 |
| Net income | 428,000 | 965,000 | 1,538,000 | 2,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,440,000 | 22,867,000 | 20,486,000 | 20,939,000 |
| Total capital | 24,567,000 | 25,203,000 | 22,973,000 | 23,553,000 |
| Risk-weighted assets | 198,144,000 | 235,200,000 | 241,321,000 | 230,611,000 |