Call reports 2024
HOME LOAN SAVINGS BANK, THE — 2024
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 310,548,000 | 330,734,000 | 342,067,000 | 344,388,000 |
| Total loans | 280,108,000 | 297,950,000 | 310,544,000 | 312,815,000 |
| Allowance for loan losses | 3,127,000 | 3,432,000 | 3,678,000 | 3,784,000 |
| Securities available for sale | 10,179,000 | 11,111,000 | 11,545,000 | 11,256,000 |
| Securities held to maturity | 858,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,322,000 | 249,669,000 | 264,781,000 | 275,799,000 |
| Interest-bearing deposits | 212,221,000 | 213,312,000 | 228,555,000 | 239,578,000 |
| Noninterest-bearing deposits | 33,101,000 | 36,357,000 | 36,226,000 | 36,221,000 |
| Equity capital | 35,527,000 | 34,542,000 | 36,422,000 | 38,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,888,000 | 10,249,000 | 16,062,000 | 22,063,000 |
| Interest expense | 1,495,000 | 3,234,000 | 5,158,000 | 7,082,000 |
| Net interest income | 3,393,000 | 7,015,000 | 10,904,000 | 14,981,000 |
| Noninterest income | 293,000 | 603,000 | 938,000 | 1,244,000 |
| Noninterest expense | 1,901,000 | 3,578,000 | 5,437,000 | 7,312,000 |
| Provision for loan losses | 125,000 | 475,000 | 675,000 | 765,000 |
| Pretax income | 1,660,000 | 3,565,000 | 5,730,000 | 8,148,000 |
| Income tax | 349,000 | 821,000 | 1,276,000 | 1,783,000 |
| Net income | 1,311,000 | 2,744,000 | 4,454,000 | 6,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,805,000 | 34,760,000 | 36,495,000 | 38,425,000 |
| Total capital | 38,846,000 | 38,014,000 | 39,896,000 | 41,813,000 |
| Risk-weighted assets | 243,168,000 | 260,185,000 | 271,825,000 | 270,747,000 |