Call reports 2023
HOME LOAN SAVINGS BANK, THE — 2023
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 280,322,000 | 291,264,000 | 298,083,000 | 301,836,000 |
| Total loans | 249,684,000 | 258,379,000 | 267,482,000 | 271,423,000 |
| Allowance for loan losses | 2,905,000 | 3,021,000 | 3,128,000 | 3,176,000 |
| Securities available for sale | 14,601,000 | 13,824,000 | 13,422,000 | 11,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,700,000 | 225,619,000 | 238,687,000 | 245,848,000 |
| Interest-bearing deposits | 186,250,000 | 189,104,000 | 205,160,000 | 210,817,000 |
| Noninterest-bearing deposits | 35,450,000 | 36,515,000 | 33,527,000 | 35,031,000 |
| Equity capital | 32,188,000 | 31,154,000 | 32,507,000 | 34,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,716,000 | 7,780,000 | 12,191,000 | 16,882,000 |
| Interest expense | 666,000 | 1,585,000 | 2,775,000 | 4,007,000 |
| Net interest income | 3,050,000 | 6,195,000 | 9,416,000 | 12,875,000 |
| Noninterest income | 260,000 | 606,000 | 878,000 | 1,130,000 |
| Noninterest expense | 1,669,000 | 3,226,000 | 5,043,000 | 6,884,000 |
| Provision for loan losses | 105,000 | 268,000 | 368,000 | 413,000 |
| Pretax income | 1,536,000 | 3,307,000 | 4,883,000 | 6,708,000 |
| Income tax | 323,000 | 638,000 | 969,000 | 1,352,000 |
| Net income | 1,213,000 | 2,669,000 | 3,914,000 | 5,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,765,000 | 31,742,000 | 33,009,000 | 34,471,000 |
| Total capital | 35,518,000 | 34,595,000 | 35,897,000 | 37,415,000 |
| Risk-weighted assets | 220,090,000 | 228,107,000 | 230,769,000 | 235,312,000 |