Call reports 2022
HOME LOAN SAVINGS BANK, THE — 2022
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 255,506,000 | 254,666,000 | 269,425,000 | 273,279,000 |
| Total loans | 215,817,000 | 220,850,000 | 239,986,000 | 244,072,000 |
| Allowance for loan losses | 2,440,000 | 2,637,000 | 2,687,000 | 2,787,000 |
| Securities available for sale | 14,765,000 | 14,542,000 | 14,297,000 | 14,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,945,000 | 220,478,000 | 220,641,000 | 218,752,000 |
| Interest-bearing deposits | 182,109,000 | 180,859,000 | 179,142,000 | 179,963,000 |
| Noninterest-bearing deposits | 37,836,000 | 39,619,000 | 41,499,000 | 38,789,000 |
| Equity capital | 29,704,000 | 28,315,000 | 29,309,000 | 30,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,469,000 | 8,571,000 | 12,154,000 |
| Interest expense | 230,000 | 435,000 | 657,000 | 1,055,000 |
| Net interest income | 2,421,000 | 5,034,000 | 7,914,000 | 11,099,000 |
| Noninterest income | 319,000 | 680,000 | 955,000 | 1,256,000 |
| Noninterest expense | 1,581,000 | 2,908,000 | 4,525,000 | 6,114,000 |
| Provision for loan losses | 55,000 | 250,000 | 305,000 | 415,000 |
| Pretax income | 1,104,000 | 2,556,000 | 4,039,000 | 5,826,000 |
| Income tax | 232,000 | 411,000 | 722,000 | 1,129,000 |
| Net income | 872,000 | 2,145,000 | 3,317,000 | 4,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,190,000 | 28,969,000 | 30,146,000 | 31,531,000 |
| Total capital | 32,598,000 | 31,411,000 | 32,798,000 | 34,226,000 |
| Risk-weighted assets | 192,604,000 | 195,209,000 | 212,097,000 | 215,512,000 |