Call reports 2021
HOME LOAN SAVINGS BANK, THE — 2021
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 251,219,000 | 253,408,000 | 259,043,000 | 254,689,000 |
| Total loans | 189,745,000 | 197,069,000 | 205,105,000 | 214,566,000 |
| Allowance for loan losses | 2,164,000 | 2,304,000 | 2,347,000 | 2,420,000 |
| Securities available for sale | 4,246,000 | 9,418,000 | 15,377,000 | 15,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,156,000 | 219,597,000 | 224,273,000 | 219,570,000 |
| Interest-bearing deposits | 181,259,000 | 182,773,000 | 182,477,000 | 180,822,000 |
| Noninterest-bearing deposits | 34,897,000 | 36,824,000 | 41,796,000 | 38,748,000 |
| Equity capital | 28,735,000 | 27,297,000 | 28,288,000 | 29,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,495,000 | 5,077,000 | 7,691,000 | 10,384,000 |
| Interest expense | 339,000 | 651,000 | 948,000 | 1,213,000 |
| Net interest income | 2,156,000 | 4,426,000 | 6,743,000 | 9,171,000 |
| Noninterest income | 462,000 | 921,000 | 1,314,000 | 1,724,000 |
| Noninterest expense | 1,503,000 | 2,859,000 | 4,308,000 | 5,878,000 |
| Provision for loan losses | 110,000 | 265,000 | 265,000 | 265,000 |
| Pretax income | 1,005,000 | 2,223,000 | 3,484,000 | 4,752,000 |
| Income tax | 211,000 | 352,000 | 616,000 | 882,000 |
| Net income | 794,000 | 1,871,000 | 2,868,000 | 3,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,736,000 | 27,315,000 | 28,311,000 | 29,313,000 |
| Total capital | 30,893,000 | 29,583,000 | 30,634,000 | 31,717,000 |
| Risk-weighted assets | 172,576,000 | 181,412,000 | 185,776,000 | 192,215,000 |