Call reports 2020
HOME LOAN SAVINGS BANK, THE — 2020
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 228,849,000 | 245,274,000 | 245,122,000 | 249,038,000 |
| Total loans | 201,080,000 | 194,097,000 | 194,547,000 | 188,963,000 |
| Allowance for loan losses | 2,276,000 | 1,845,000 | 1,986,000 | 2,042,000 |
| Securities available for sale | 4,031,000 | 4,021,000 | 4,259,000 | 4,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,016,000 | 212,273,000 | 211,233,000 | 214,636,000 |
| Interest-bearing deposits | 170,555,000 | 179,627,000 | 179,109,000 | 178,882,000 |
| Noninterest-bearing deposits | 23,461,000 | 32,646,000 | 32,124,000 | 35,754,000 |
| Equity capital | 27,690,000 | 26,057,000 | 27,038,000 | 27,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,833,000 | 5,414,000 | 8,108,000 | 10,710,000 |
| Interest expense | 503,000 | 981,000 | 1,423,000 | 1,818,000 |
| Net interest income | 2,330,000 | 4,433,000 | 6,685,000 | 8,892,000 |
| Noninterest income | 277,000 | 782,000 | 1,373,000 | 1,943,000 |
| Noninterest expense | 1,385,000 | 2,582,000 | 4,008,000 | 5,487,000 |
| Provision for loan losses | 170,000 | 645,000 | 812,000 | 960,000 |
| Pretax income | 1,052,000 | 1,988,000 | 3,238,000 | 4,388,000 |
| Income tax | 221,000 | 287,000 | 550,000 | 791,000 |
| Net income | 831,000 | 1,701,000 | 2,688,000 | 3,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,664,000 | 26,038,000 | 27,030,000 | 27,943,000 |
| Total capital | 29,894,000 | 27,884,000 | 29,016,000 | 29,985,000 |
| Risk-weighted assets | 178,326,000 | 176,183,000 | 177,276,000 | 175,283,000 |