Call reports 2019
HOME LOAN SAVINGS BANK, THE — 2019
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 215,960,000 | 215,387,000 | 220,181,000 | 224,331,000 |
| Total loans | 196,819,000 | 196,922,000 | 199,126,000 | 198,397,000 |
| Allowance for loan losses | 2,101,000 | 2,297,000 | 2,362,000 | 2,278,000 |
| Securities available for sale | 3,477,000 | 3,502,000 | 3,505,000 | 4,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,951,000 | 180,193,000 | 186,081,000 | 188,567,000 |
| Interest-bearing deposits | 154,119,000 | 157,230,000 | 161,620,000 | 164,814,000 |
| Noninterest-bearing deposits | 19,832,000 | 22,963,000 | 24,461,000 | 23,753,000 |
| Equity capital | 26,396,000 | 24,929,000 | 25,898,000 | 26,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,771,000 | 5,599,000 | 8,417,000 | 11,223,000 |
| Interest expense | 433,000 | 885,000 | 1,372,000 | 1,874,000 |
| Net interest income | 2,338,000 | 4,714,000 | 7,045,000 | 9,349,000 |
| Noninterest income | 227,000 | 567,000 | 876,000 | 1,168,000 |
| Noninterest expense | 1,333,000 | 2,506,000 | 3,862,000 | 5,201,000 |
| Provision for loan losses | 165,000 | 566,000 | 631,000 | 706,000 |
| Pretax income | 1,067,000 | 2,209,000 | 3,428,000 | 4,610,000 |
| Income tax | 224,000 | 356,000 | 612,000 | 860,000 |
| Net income | 843,000 | 1,853,000 | 2,816,000 | 3,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,407,000 | 24,929,000 | 25,889,000 | 26,827,000 |
| Total capital | 28,509,000 | 27,051,000 | 28,044,000 | 29,020,000 |
| Risk-weighted assets | 168,191,000 | 169,552,000 | 172,188,000 | 175,355,000 |