Call reports 2018
HOME LOAN SAVINGS BANK, THE — 2018
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 201,246,000 | 205,744,000 | 206,786,000 | 210,866,000 |
| Total loans | 183,506,000 | 188,851,000 | 189,858,000 | 193,174,000 |
| Allowance for loan losses | 2,156,000 | 2,153,000 | 2,239,000 | 2,309,000 |
| Securities available for sale | 3,460,000 | 3,198,000 | 3,440,000 | 3,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,149,000 | 165,829,000 | 166,447,000 | 166,615,000 |
| Interest-bearing deposits | 146,051,000 | 145,290,000 | 148,191,000 | 147,924,000 |
| Noninterest-bearing deposits | 19,098,000 | 20,539,000 | 18,256,000 | 18,691,000 |
| Equity capital | 24,610,000 | 23,613,000 | 24,556,000 | 25,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,421,000 | 4,930,000 | 7,579,000 | 10,282,000 |
| Interest expense | 306,000 | 631,000 | 1,009,000 | 1,397,000 |
| Net interest income | 2,115,000 | 4,299,000 | 6,570,000 | 8,885,000 |
| Noninterest income | 204,000 | 464,000 | 721,000 | 982,000 |
| Noninterest expense | 1,191,000 | 2,254,000 | 3,549,000 | 4,839,000 |
| Provision for loan losses | 15,000 | 285,000 | 325,000 | 395,000 |
| Pretax income | 1,113,000 | 2,224,000 | 3,417,000 | 4,633,000 |
| Income tax | 378,000 | 486,000 | 737,000 | 992,000 |
| Net income | 735,000 | 1,738,000 | 2,680,000 | 3,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,638,000 | 23,646,000 | 24,593,000 | 25,559,000 |
| Total capital | 26,571,000 | 25,635,000 | 26,607,000 | 27,625,000 |
| Risk-weighted assets | 154,421,000 | 159,021,000 | 160,867,000 | 165,038,000 |