Call reports 2017
HOME LOAN SAVINGS BANK, THE — 2017
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 206,016,000 | 209,012,000 | 212,511,000 | 215,492,000 |
| Total loans | 179,155,000 | 180,753,000 | 184,424,000 | 185,425,000 |
| Allowance for loan losses | 2,275,000 | 2,175,000 | 2,211,000 | 2,206,000 |
| Securities available for sale | 3,497,000 | 3,496,000 | 3,496,000 | 3,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,430,000 | 163,672,000 | 167,402,000 | 165,767,000 |
| Interest-bearing deposits | 146,245,000 | 146,307,000 | 148,081,000 | 147,614,000 |
| Noninterest-bearing deposits | 17,185,000 | 17,365,000 | 19,321,000 | 18,153,000 |
| Equity capital | 23,501,000 | 22,384,000 | 23,145,000 | 23,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,279,000 | 4,626,000 | 7,046,000 | 9,521,000 |
| Interest expense | 267,000 | 547,000 | 842,000 | 1,148,000 |
| Net interest income | 2,012,000 | 4,079,000 | 6,204,000 | 8,373,000 |
| Noninterest income | 232,000 | 462,000 | 685,000 | 922,000 |
| Noninterest expense | 1,228,000 | 2,358,000 | 3,563,000 | 4,821,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 114,000 |
| Pretax income | 1,016,000 | 2,083,000 | 3,226,000 | 4,360,000 |
| Income tax | 345,000 | 530,000 | 919,000 | 1,305,000 |
| Net income | 671,000 | 1,553,000 | 2,307,000 | 3,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,501,000 | 22,386,000 | 23,146,000 | 23,899,000 |
| Total capital | 25,423,000 | 24,329,000 | 25,126,000 | 25,879,000 |
| Risk-weighted assets | 153,416,000 | 155,231,000 | 158,151,000 | 158,182,000 |