Call reports 2011
HOME LOAN SAVINGS BANK, THE — 2011
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 162,346,000 | 161,956,000 | 162,110,000 | 160,919,000 |
| Total loans | 134,056,000 | 133,369,000 | 133,061,000 | 134,194,000 |
| Allowance for loan losses | 2,022,000 | 2,101,000 | 2,237,000 | 2,387,000 |
| Securities available for sale | 9,071,000 | 10,077,000 | 8,497,000 | 8,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,763,000 | 131,189,000 | 129,965,000 | 129,073,000 |
| Interest-bearing deposits | 123,344,000 | 122,059,000 | 121,024,000 | 120,105,000 |
| Noninterest-bearing deposits | 8,419,000 | 9,130,000 | 8,941,000 | 8,968,000 |
| Equity capital | 17,116,000 | 17,684,000 | 18,202,000 | 18,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,144,000 | 4,235,000 | 6,393,000 | 8,592,000 |
| Interest expense | 472,000 | 899,000 | 1,298,000 | 1,674,000 |
| Net interest income | 1,672,000 | 3,336,000 | 5,095,000 | 6,918,000 |
| Noninterest income | 184,000 | 388,000 | 616,000 | 843,000 |
| Noninterest expense | 1,067,000 | 2,124,000 | 3,148,000 | 4,172,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 610,000 |
| Pretax income | 639,000 | 1,300,000 | 2,113,000 | 2,979,000 |
| Income tax | 209,000 | 308,000 | 584,000 | 879,000 |
| Net income | 430,000 | 992,000 | 1,529,000 | 2,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,021,000 | 17,577,000 | 18,112,000 | 18,673,000 |
| Total capital | 18,466,000 | 19,066,000 | 19,591,000 | 20,155,000 |
| Risk-weighted assets | 119,100,000 | 118,644,000 | 117,585,000 | 117,692,000 |