Call reports 2010
HOME LOAN SAVINGS BANK, THE — 2010
What HOME LOAN SAVINGS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 161,279,000 | 163,071,000 | 165,002,000 | 164,410,000 |
| Total loans | 133,198,000 | 134,466,000 | 135,360,000 | 136,084,000 |
| Allowance for loan losses | 1,260,000 | 1,674,000 | 1,814,000 | 1,912,000 |
| Securities available for sale | 7,854,000 | 9,295,000 | 9,290,000 | 9,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,552,000 | 128,097,000 | 130,781,000 | 133,072,000 |
| Interest-bearing deposits | 117,657,000 | 120,363,000 | 123,927,000 | 124,440,000 |
| Noninterest-bearing deposits | 6,895,000 | 7,734,000 | 6,854,000 | 8,632,000 |
| Equity capital | 17,509,000 | 17,344,000 | 17,790,000 | 18,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,383,000 | 6,698,000 | 8,979,000 |
| Interest expense | 720,000 | 1,376,000 | 2,018,000 | 2,569,000 |
| Net interest income | 1,511,000 | 3,007,000 | 4,680,000 | 6,410,000 |
| Noninterest income | 200,000 | 458,000 | 719,000 | 981,000 |
| Noninterest expense | 967,000 | 1,845,000 | 2,949,000 | 4,017,000 |
| Provision for loan losses | 290,000 | 765,000 | 915,000 | 1,115,000 |
| Pretax income | 589,000 | 990,000 | 1,670,000 | 2,394,000 |
| Income tax | 179,000 | 206,000 | 437,000 | 683,000 |
| Net income | 410,000 | 784,000 | 1,233,000 | 1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,287,000 | 17,162,000 | 17,609,000 | 18,091,000 |
| Total capital | 18,547,000 | 18,637,000 | 19,217,000 | 19,562,000 |
| Risk-weighted assets | 116,522,000 | 117,801,000 | 131,147,000 | 120,210,000 |