Call reports 2025
NEW HORIZON BANK, NATIONAL ASSOCIATION — 2025
What NEW HORIZON BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 213,756,000 | 220,317,000 | 214,043,000 | 251,138,000 |
| Total loans | 97,816,000 | 110,119,000 | 125,771,000 | 145,694,000 |
| Allowance for loan losses | 1,151,000 | 1,331,000 | 1,391,000 | 1,500,000 |
| Securities available for sale | 28,687,000 | 37,950,000 | 31,435,000 | 14,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,385,000 | 188,739,000 | 172,593,000 | 205,340,000 |
| Interest-bearing deposits | 121,043,000 | 117,298,000 | 115,378,000 | 116,353,000 |
| Noninterest-bearing deposits | 61,342,000 | 71,441,000 | 57,215,000 | 88,987,000 |
| Equity capital | 29,924,000 | 29,515,000 | 29,639,000 | 33,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,267,000 | 8,280,000 | 11,517,000 |
| Interest expense | 842,000 | 1,767,000 | 2,775,000 | 3,729,000 |
| Net interest income | 1,660,000 | 3,500,000 | 5,505,000 | 7,788,000 |
| Noninterest income | 92,000 | 429,000 | 928,000 | 1,053,000 |
| Noninterest expense | 2,354,000 | 4,977,000 | 7,733,000 | 10,618,000 |
| Provision for loan losses | 60,000 | 290,000 | 433,000 | 597,000 |
| Pretax income | -662,000 | -1,338,000 | -2,156,000 | -3,737,000 |
| Income tax | -139,000 | -281,000 | -453,000 | -776,000 |
| Net income | -523,000 | -1,057,000 | -1,703,000 | -2,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,725,000 | 29,197,000 | 28,558,000 | 32,107,000 |