Call reports 2019
NEW HORIZON BANK, NATIONAL ASSOCIATION — 2019
What NEW HORIZON BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,238,000 | 88,010,000 | 87,665,000 | 88,742,000 |
| Total loans | 71,463,000 | 68,983,000 | 71,951,000 | 70,237,000 |
| Allowance for loan losses | 615,000 | 594,000 | 603,000 | 610,000 |
| Securities available for sale | 4,513,000 | 3,355,000 | 5,917,000 | 4,750,000 |
| Securities held to maturity | 2,400,000 | 6,399,000 | 1,200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,571,000 | 78,853,000 | 78,328,000 | 79,221,000 |
| Interest-bearing deposits | 63,092,000 | 64,060,000 | 62,773,000 | 63,493,000 |
| Noninterest-bearing deposits | 12,479,000 | 14,793,000 | 15,555,000 | 15,728,000 |
| Equity capital | 8,956,000 | 9,045,000 | 9,208,000 | 9,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,235,000 | 3,403,000 | 4,574,000 |
| Interest expense | 241,000 | 497,000 | 755,000 | 1,014,000 |
| Net interest income | 843,000 | 1,738,000 | 2,648,000 | 3,560,000 |
| Noninterest income | 69,000 | 125,000 | 181,000 | 241,000 |
| Noninterest expense | 813,000 | 1,672,000 | 2,427,000 | 3,196,000 |
| Provision for loan losses | 61,000 | 70,000 | 94,000 | 101,000 |
| Pretax income | 38,000 | 121,000 | 308,000 | 504,000 |
| Income tax | 8,000 | 27,000 | 66,000 | 102,000 |
| Net income | 30,000 | 94,000 | 242,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,997,000 | 9,061,000 | 9,209,000 | 9,370,000 |
| Total capital | 9,613,000 | 9,656,000 | 9,813,000 | 9,981,000 |
| Risk-weighted assets | 75,060,000 | 72,650,000 | 75,443,000 | 71,941,000 |