Call reports 2012
NEW HORIZON BANK, NATIONAL ASSOCIATION — 2012
What NEW HORIZON BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,042,000 | 49,633,000 | 47,634,000 | 45,207,000 |
| Total loans | 28,188,000 | 28,696,000 | 29,667,000 | 31,181,000 |
| Allowance for loan losses | 302,000 | 312,000 | 317,000 | 326,000 |
| Securities available for sale | 1,503,000 | 2,502,000 | 1,104,000 | 2,100,000 |
| Securities held to maturity | 16,650,000 | 16,150,000 | 14,389,000 | 7,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,829,000 | 34,791,000 | 35,704,000 | 39,007,000 |
| Interest-bearing deposits | 29,879,000 | 30,569,000 | 31,609,000 | 34,184,000 |
| Noninterest-bearing deposits | 3,950,000 | 4,222,000 | 4,095,000 | 4,823,000 |
| Equity capital | 6,061,000 | 6,028,000 | 6,001,000 | 6,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,060,000 | 1,625,000 | 2,211,000 |
| Interest expense | 89,000 | 181,000 | 280,000 | 379,000 |
| Net interest income | 419,000 | 879,000 | 1,345,000 | 1,832,000 |
| Noninterest income | 50,000 | 73,000 | 100,000 | 190,000 |
| Noninterest expense | 480,000 | 992,000 | 1,506,000 | 2,049,000 |
| Provision for loan losses | 19,000 | 23,000 | 28,000 | 37,000 |
| Pretax income | -30,000 | -63,000 | -89,000 | -64,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -63,000 | -89,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,056,000 | 6,024,000 | 5,997,000 | 6,022,000 |
| Total capital | 6,358,000 | 6,336,000 | 6,314,000 | 6,348,000 |
| Risk-weighted assets | 26,888,000 | 27,073,000 | 27,852,000 | 29,176,000 |