Call reports 2009
NEW HORIZON BANK, NATIONAL ASSOCIATION — 2009
What NEW HORIZON BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q4 |
|---|---|
| Total assets | 10,654,000 |
| Total loans | 2,185,000 |
| Allowance for loan losses | 25,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 3,158,000 |
| Interest-bearing deposits | 2,815,000 |
| Noninterest-bearing deposits | 343,000 |
| Equity capital | 7,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q4 |
|---|---|
| Interest income | 27,000 |
| Interest expense | 13,000 |
| Net interest income | 14,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 698,000 |
| Provision for loan losses | 25,000 |
| Pretax income | -708,000 |
| Income tax | 0 |
| Net income | -708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q4 |
|---|---|
| Tier 1 capital | 7,431,000 |
| Total capital | 7,456,000 |
| Risk-weighted assets | 4,229,000 |